Updated
How Much Do Cash House Buyers Pay?
People ask ChatGPT and Google the same thing: “What percentage will I get?” Here is the honest framework.
Selling because of…
The typical range
Across independent UK explainers in 2026, genuine cash offers commonly land around 75–85% of a realistic open-market value. Faster completion, poorer condition, legal friction or thin local demand push offers lower; more time flexibility and strong stock push them higher.
Treat any website promising “90%+ with 7-day completion and zero catch” with scepticism until funds and contract terms are verified.
What changes the number
Condition and required works. Lease length and building safety issues. Location liquidity. Whether tenants are in situ. How quickly you need funds. Title or dispute complications.
Buyers also price their own holding costs, refurbishment, resale risk and cost of capital. You are selling convenience as much as bricks.
Compare net, not headline
An agent’s projected sale price is not what you bank. Subtract commission VAT, dual legal fees, months of mortgage/bills, likely negotiation discount, and the probability of fall-through.
A lower cash figure can win on net proceeds and stress once those realities are included — especially for urgent sellers.
FAQ
Do cash buyers always pay under market value?
Almost always below a best-case open-market gross price, because they are paying for speed and certainty. Whether you are worse off overall depends on fees, time and risk.
Sound familiar?
If this is why you’re selling
Match the guide to the life pressure that brought you here — then request an offer.